Do you have a Citibank credit card?
Oct. 23rd, 2009 01:32 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
solarbirdIf you have a Citibank credit card, I want to know whether any of you are getting letters like this, which started showing up in mailboxes this week in various parts of the US. I am interested both in "yes, I have received this letter," and, "no, I have not received this letter," as well as permutations. "I got this letter but with a different interest rate" would be very interesting; "I got a letter a lot like this from another bank" would also be interesting, particularly if your credit score is good.
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I am not interested in debit card letters, not even Visa Debit. Only credit card.
Yeah, I know, this looks scammy. PLEASE DO NOT GIVE ME ANY INFORMATION ABOUT YOUR CREDIT CARD OTHER THAN WHETHER YOU HAVE RECEIVED THIS LETTER, AND THE NAME OF THE BANK SENDING IT. I DO NOT WANT YOUR CARD NUMBER, TAX ID, EXPIRATION DATE, OR EVEN YOUR NAME. I DO NOT WANT ANY PERSONAL INFORMATION. DO NOT SEND SUCH THINGS TO ME. All I want to know about is whether or not you're a Citibank (or Infibank) customer and have or have not received this letter.
Basically, I'm trying to see whether the reports I'm hearing on financial boards about this are correct. Citi appears to be sending this out to all - or at least large subset of - cardholders, regardless of credit history. Infibank may be as well. Other banks are sending out letters, but they aren't this universal. This manoeuvre will cost Citi a lot of credit customers, and they seem okay with that, which is interesting.
eta: Anonymous comments will be screened. Tell me IN THE COMMENT if you don't want them unscreened.
You may comment anonymously here - I'm going to be turning anonymous comments back on briefly for this purpose right after I post this - or, if you're not comfortable with that, please contact me through Livejournal inbox mail, or my email address.
I am not interested in debit card letters, not even Visa Debit. Only credit card.
Yeah, I know, this looks scammy. PLEASE DO NOT GIVE ME ANY INFORMATION ABOUT YOUR CREDIT CARD OTHER THAN WHETHER YOU HAVE RECEIVED THIS LETTER, AND THE NAME OF THE BANK SENDING IT. I DO NOT WANT YOUR CARD NUMBER, TAX ID, EXPIRATION DATE, OR EVEN YOUR NAME. I DO NOT WANT ANY PERSONAL INFORMATION. DO NOT SEND SUCH THINGS TO ME. All I want to know about is whether or not you're a Citibank (or Infibank) customer and have or have not received this letter.
Basically, I'm trying to see whether the reports I'm hearing on financial boards about this are correct. Citi appears to be sending this out to all - or at least large subset of - cardholders, regardless of credit history. Infibank may be as well. Other banks are sending out letters, but they aren't this universal. This manoeuvre will cost Citi a lot of credit customers, and they seem okay with that, which is interesting.
eta: Anonymous comments will be screened. Tell me IN THE COMMENT if you don't want them unscreened.
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no subject
Date: 2009-10-26 05:13 pm (UTC)Though it used to be our primary card, I now only use it for gas purchases at Exxon or Mobile (so that I get the 3% back) and use another card for all other purchases.
I also had another Citi card which was canceled for non-use, but I was warned in plenty of time that they were going to do it. I could very well have charged something to keep it active, I just chose not to.