oh wait, that's bad

[solarbird]

Our health insurance premium is doubling. (As is that of everyone else in the group plan.) It's going from $237.91/month to $486.77/month, and they're dropping prescription drug coverage except for outpatient and surgical. Yay!

The other, more expensive plan's rates are more than doubling. But they keep their prescription coverage. We could switch to that but, um, gee, going to $776.42/month doesn't sound tasty either.

Time to survey individual insurance rates again. Blah.

Comments

[emmacrew.livejournal.com]

Ours (group plan through IEEE) has gone up to something like $1400/month for the three of us. With a hyuge deductable ($1k-$2k depending on in/out of network), and we pay 20% even after the deductable is met. Sigh.

When in the debates Kerry said "people should be able to buy the health plan Congress gets" and Bush said "oh, $7k/year, that's way too expensive" I pretty well choked. I'd LOVE to only pay that much for decent health care that includes dental and vision and meds (as that plan does). RRRRRRRrrrrRRRRR.

[agrimony.livejournal.com]

Bush can kiss my un-health-insured ass. Bastard.

Not only is the only possible coverage through school deplorable (it only covers debilitation pneumonia or being hit by a bus, basically things that land you in the hospital), because of my weight, I can't qualify for individual health insurance plans. That is, assuming I could even find one that I could afford. :P

[emmacrew.livejournal.com]

Yeah. If it weren't for the kid, we might just go to out-of-pocket. But even crappy insurance with high co-pay seems to help save money just because the insurance companies have negotiated much lower costs for everything. It is SO INSANE AND EVIL. I had my appendix out last summer, and the amount the hospital charged for one aspect of things was over $1k, but the amount my insurance company had negotiated for the same thing was under $400. So the system REALLY punishes people without insurance. Fuckheads are just out to screw you all around.

For dental and vision we had to go to out-of-pocket because it's apparently impossible to get individual dental coverage in the state of Washington, except for one plan, which costs so much that it was actually cheaper to go out of pocket.

[firni.livejournal.com]

Medical coverage should be a RIGHT in this country, and if they don't like doing that for everyone, it should be a right for CHILDREN, at least. It shouldn't just be for the people who can afford it, and here I go on a rant, scuze me while I go chew linoleum.

[poodlgrl.livejournal.com]

You'd actually be much better off on the MS alum plan then. The most comprehensive plan is $1200 per month for a family, and it basically has almost no deductible (I thin $200?) and covers everything, including counseling, vision, etc.

[emmacrew.livejournal.com]

For some reason wrog seems to think we aren't eligible for that plan.