収束ゾーンでのライフ: Life in the Convergence Zone

My understanding is that it is common for insurance companies to wave the deductable for repairing windshield cracks, primarily to encourage people to repair the crack before it spreads.

I have also heard it said that many insurance company agents don't like to tell people about this, even if asked; instead they will try and talk people into paying for lower deductables.